Financial Freedom Sloth

achieving financial freedom one lazy step at a time

Monthly expense report: July

I can’t believe another month has gone by. Been busy with fun and work. My to do list of things to read, watch, listen to, or just plain do (garden, house, car stuff) is getting longer by the week! Finance wise things are on track.

Personal account:

Income: 2 226,31 eur

Expenses: 1 490,40 eur

Savings: 735,91 euro or 33%

Once again below 1 500 euro, woohoo! Let’s hope I can keep it that way for the rest of the year. And it hasn’t been an uber frugal month either. Went to a festival and spend 40 euro there. Prepaid 15 euro for a ticket for another little festival and went to the Gentse feesten. So fun is definitely possible on this budget.

We even visited a restaurant for my mother’s birthday but that came out of the joint account. Let’s see how we did on that account.

The joint bank account:

Income: 2 631,13 euro

Expenses: 2 286,01 euro

Savings: 345,12 euro

A bit higher income here as I appear to have paid our road tax twice and we got a refund this month.

Adding half of that road tax return to my income, then adding half of the savings to my own savings and I get a savings rate of 35,6%!

All in all a good month. next month will be a bit more challenging as the home insurance of 850 euro landed on the 1st of august. And some more fun is planned as well. We’ll see how it turns out

2 Comments

  1. Fun is good, festivals rock!
    home insurance of 850€ sounds a lot to me. time to shop around?

    • finan112_wp

      August 10, 2017 at 12:35 pm

      Yes it is high. First I need to look into the mortgage. If I move that I’ ll move the home insurance at the same time

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