As mentioned in my monthly expense report I am currently unemployed. there was a time not that far ago when this would have annoyed me. Not because off the fact that less money is coming in but more because I had a plan and things are not going to plan!! Grr, Hulk mad, hulk smash!
Growing as a person
Part of my personality has always been that I am a planner. I think most people in the early retirement community are planners. You need to be to achieve financial freedom (well, at the very least it helps)! And there are a lot of positives with being a planner. The thing is, as with all things, you should not overdo it. And I did make that mistake. My future vision was too strong and often stopped me from enjoying the present. I worried too much. Both about things I could not control and about things I could control. When I was home last year I didn’t enjoy it (I’ll delve deeper into this in another post). Things not going to plan annoy me still. But I try to limit its impact on my mood or on me enjoying the present.
Not working costs me around 750 euro a month. There is no way I would have spend almost 3.000 euro on a Vespa while being unemployed last year. This year I did. And I have enjoyed it immensely! What changed is my perspective.
The plan, in general terms, is to work another 5 a 7 years in a decent paying job so I can save enough money from work to finish renovating our house. These years would also give the stash enough time to grow big enough so it would reach the point where I could limit my working time to a couple of months a year and live of investments for the rest of the year.
Previously, I would have seen being unemployed as a derailment of the plan. Being unemployed and having less income each month would mean I would be older when I could stop working full-time.
Now I see this period of unemployment as a test run for later. I see it as a temporary mini-retirement because at the moment I DO NOT HAVE TO WORK. if I truly enjoy this time, it will be a mini-retirement! if I spend all day worrying and being annoyed because I am not following my plan it will not be a mini-retirement. So I chose to enjoy it.
That is why I did decide to buy a Vespa. It gave me a lot more mobility and it finally got me to go swimming again. I have to say, I really enjoy going to the swimming pool when almost nobody is around and having a lap all to myself.
I enjoy planning and preparing a little retro house party with a few friends at our place. Did you know that for 39 euro you can buy a pretty nice laser for your home! My inner gadget freak squealed in delight with all the new fun little toys that exist now (apparently I am not the only one who enjoys some techno in his living room).
And it was great fun hunting down all the classics from my youth. Did you know winamp still works on a windows 10 machine? Yes, I mean it when I say I am going retro!
A little bit of cheating
Now, most off you will be thinking: ‘that is really great Mr. financialfreedomsloth. Fantastic that you have not only identified a personality trait that stood in the way of your happiness and are trying to work at it. Kudos!’ And you should be thinking that! I am really happy with the evolution I have made in the last year. Yeah for me! I could stop here. But I want to be honest with you guys.
And the thing is, I am now enjoying being home so much I kinda want to have the house finished as soon as possible. I want to be able to sleep more people so I can have more guests at the techno parties I will organize. I want to have our office room finished so I can turn it into a chill out room for the party. I want the roof and attic finished so I can have my own private cinema-room because I already enjoy the hell out of running my own Synology NAS with the Plex server connected to our flat-screen. Having a big ass screen, surround sound and perfect darkness is going to be heaven for the movie geek in me (and I know I can do it under a 1.000 euro once the attic is finished).
So I have been day trading again. I did it last year and well, my brain is pretty good at pattern recognition. It might not be day trading like the professionals do, but I did make 2.450 USD last year. That money stayed in the investment account. The goal now is to at least make up the difference between unemployment and my previous job (I am at 1.200 USD at the moment) so I can hurry up with the home renovations!
Some might say I just found a way to reconnect with my original plan and that is why I am actually enjoying the unemployment and not because I have found a new perspective. But I swear on the heads of my pet pigs (didn’t see that coming did you?) that I was already enjoying it before I started day trading again. I actually enjoyed it more before I did the day trading. I do not find it particularly fun to do: it is staring at a computer screen for hours on end. But for me, it is easy money.