Monthly expense report: December

Income: 3 790 euro

Expenses: 1 625 euro

Savings : 2 165 euro or 57%

Income

Income stood pretty high in December mainly because of work. There was the normal wage of 2288 euro but in December we also get our end of year bonus. The bonus amounts to 1 426 euro.

This end of year bonus is in many compagnies, mine included, described as a 13th month of pay. Personaly I really like this description! It is a bit like being paid extra work time without needing to do the extra work! I have even started to look at our performance bonus and holiday money in that way. The nice thing about loking at it from that perspective is that it makes me realise I am actualy paid for 14,5 months of work but I only need to do 10,5 months of work (I have 30 days of holiday at my workplace).

Profit from ticket arbitrage and a small christmas gift make up the difference. When I was writing the post about my search for a side gig and how I tried my hand at ticket arbitrage I noticed a good opportunity. So I decided to give it one last spin and pocketed a quick 60 euro profit.

The higher income did push my savings above 50% for the third time this year. It just reinforced my decision to find a money making side gig (perhaps one which some of my readers will not hate) in 2020.

Expenses

Expenses this month are all boring. There was some gift buying for people. A health insurance thing that needed to be paid (Americans will get a laugh out of it: it was 46 euro and covers 6 months). A visit to an eye doctor which thanks to the health insurance only cost me 20 euro and I bought new shoes (30 euro).

And yes, I once again spend to much money buying food at work. This is bad financially and health wise. One the plus side, in the last week of Decembre I finally seemd to have relaunched myself into the diet and swimming. Only two weeks in so we will see what the future will bring for my big butt belly, but it is going smooth for the moment.