A short month which unfortunately didn’t translate in low expenses.
Income: 2 180 euro
Expenses: 1 671,60 euro
Savings: 508,40 euro
No more gifts this month so back down to the normal income of the job. As predicted last month I now ‘earn’ about 50 euro more per month thanks to the tax reform that took effect.
Expenses were 1 670 euro or 170 euro above the goal of 1 500 euro. But as also mentionned last month one of my hard drives failed in my Synology NAS. Replacement cost was 200 euro. Without this I would have reached the 1 500 euro goal.
Another goal was spending less money on unhealthy sandwiches at work. This month was a low for me at only 53 euro! This was due to february being a short month, me taking some holidays and eating the seaweed bread I mentionned last month. I did need to buy more seaweed but for 85 euro I think I got enough to cover the whole year.
I also became the godfather to a friends baby. So a 100 euro gift there. This will probably become a recurring item as, finance wise, I have big plans for the little rascal.
I did have a 50 euro pure ‘fun’ expense and we also had carnaval in my home town. It’s free to go, we have a chest full of outfits from previous years and since we usually buy in bulk we didn’t even have to buy any beer for it this year!
All in all I could see myself coming pretty close to the 1 500 euro goal this year with only two exceptions. First is: going on holiday. What we are planning would cost less than the holiday money I will receive but it would still push my budget above 1 500 euro. Second: a new PC. Knowing me, that would cost more than the holiday and kill any change I have got in coming close to my goal. Not sure what I will do there. For the moment I just keep using the old PC which is getting slower by the month (also hoping for a price drop in graphic cards, damn you crypto mining fools!).
In the joint account we did keep our self imposed limit of only going to the fries shop once a month (yeah for ourselfs!) and groceries were just under 300 euro (mainly due to February being a short month). Everything else was pretty standard.
So from an income and expense view February was a pretty good month. Investment wise, not so much ….