Happy holiday greetings to all my readers!

I had all intention to be all caught up with these monthly expense reports by the beginning of the year but that turned out to be a very nice theory. I used decembre mainly to relax and charge my batteries so I could finally restart the diet and swimming. A more disciplined healthy life style will actually be beneficial to my finances both in the short term as the long term. So it is really something I need to tackle. But more on that in the December expense report. Let’s get the November one done first.

Income: 2 387,10 euro

Expenses: 1 622 euro

Savings : 765 euro or 32%

Income

Not a lot to say about the income of November, just my normal wage + a 100 euro gift from the parents.

Expenses

Expenses would have stayed below the 1 500 euro mark were it not for black Friday at the end of the month. But I feel I got some nice frugal purchases, so no regrets there.

For the royal sum of 28 euro I got three steam games at black Friday and a fitbit charge 3 set me back 89 euro thanks to the black Friday promotion. The fitbit is off course a desperate attempt to try and get a bit more discipline health wise. Buying food at work was improving in November but the transition to full on diet was not yet made.

* sigh *

Another health expense was 30 euro for a 10 turns card for the swimming pool. Swimming is still too infrequent to justify an annual subscription.

* hangs head in shame *

Also in the fun part of the budget: a cinema visit (the joker) with the girlfriend for a total cost of 34 euro. Yes, expensive candy was purchased at the movie theatre …

* hangs head in double shame *

More practical expenses were website hosting costs (150 euro) and 2 sweaters (61 euro). When three female co-workers gang up on you and demand you start wearing better clothes at work you know it really is time to update the wardrobe a bit. Dress code might be nearly non existing at my work place but I was apparently pushing the hobo look a bit too much…

That is it for November, one more of these for December and we can get to the full year recap which I personaly always find the most interesting to read from other bloggers.